What AI coding tools actually cost in November 2026 (16 tools, list prices with sources)
"Is Claude Code more expensive than Cursor?" The honest answer is "depends which plan, and the pricing pages changed again." So I wrote every published plan down: 119 plans across 16 tools, each one linked to the vendor's pricing page and dated (checked Nov 1, 2026, re-verified Nov 14). A few things stood out. 1. The real entry price is about $20/month almost everywhere Paid individual plans, monthly billing, list price: Tool Cheapest paid plan Source Cursor Plus $8 (Grok models only; Premium is $30) cursor.com/pricing Cline ClinePass $9.99 (the extension itself is open source, $0) cline.bot/pricing GitHub Copilot Pro $10 docs.github.com Zed Pro $10 zed.dev/pricing JetBrains AI AI Pro $10 jetbrains.com Claude Code Claude Pro $20 claude.com/pricing Codex ChatGPT Plus $20 openai.com/chatgpt/pricing Devin Pro $20 devin.ai/pricing Replit Core $20 replit.com/pricing Augment Code Standard $20 augmentcode.com/pricing Bolt Pro $25 bolt.new/pricing Lov
"Is Claude Code more expensive than Cursor?" The honest answer is "depends which plan, and the pricing pages changed again." So I wrote every published plan down: 119 plans across 16 tools, each one linked to the vendor's pricing page and dated (checked Nov 1, 2026, re-verified Nov 14).
A few things stood out.
1. The real entry price is about $20/month almost everywhere
Paid individual plans, monthly billing, list price:
| Tool | Cheapest paid plan | Source |
|---|---|---|
| Cursor | Plus $8 (Grok models only; Premium is $30) | cursor.com/pricing |
| Cline | ClinePass $9.99 (the extension itself is open source, $0) | cline.bot/pricing |
| GitHub Copilot | Pro $10 | docs.github.com |
| Zed | Pro $10 | zed.dev/pricing |
| JetBrains AI | AI Pro $10 | jetbrains.com |
| Claude Code | Claude Pro $20 | claude.com/pricing |
| Codex | ChatGPT Plus $20 | openai.com/chatgpt/pricing |
| Devin | Pro $20 | devin.ai/pricing |
| Replit | Core $20 | replit.com/pricing |
| Augment Code | Standard $20 | augmentcode.com/pricing |
| Bolt | Pro $25 | bolt.new/pricing |
| Lovable | Pro (100 credits) $25 | lovable.dev/pricing |
| v0 | Plus $30 | v0.app/pricing |
2. Free tiers exist, but they're demos
Free plans with a $0 price: Cursor, GitHub Copilot, JetBrains AI Free, Zed Personal, Devin Free, Bolt, Lovable, v0, Base44, Codex (ChatGPT Free), and OpenCode / Cline as open-source tools where you bring your own model key. The catch is always in the note column: limited agent requests, daily credit caps, or "you pay the model provider."
3. The top tiers cluster at $100 and $200
Claude Max $100 / Ultra $200, Copilot Max $100, ChatGPT Pro 100 / 200, Devin Max $200, Replit Pro $100, v0 Business $100, Lovable credit tiers that go far higher. If you're comparing "power user" setups, you're comparing $100–$200 a month, not $20.
4. Teams pricing is where it diverges
Per-seat business plans range from Copilot Business $19/seat to Claude Team Premium $125/seat and ChatGPT Business Premium $125/seat. For a 5-person team the gap between the cheapest and the priciest "team" option is several hundred dollars a month.
How I'd use this
Pick the job first (editor? terminal agent? prompt-to-app?), then compare the 2–3 tools for that job at the tier you'll actually hit. If you run one editor plus one agent, entry-level list prices add up to roughly $30–$40/month (e.g. a $10 editor plan plus a $20 agent plan).
I put the whole table in a small calculator (team size, monthly vs yearly): https://stackpick.app/cost?utm_source=devto&utm_medium=article&utm_campaign=costs-nov-2026 — and the raw data is a free JSON file if you want to build on it: https://stackpick.app/v1/pricing.json?utm_source=devto&utm_medium=article&utm_campaign=costs-nov-2026. Every row links to the vendor page, and prices change often, so check the date.
Disclosure: I run StackPick. Some tool links on the site are affiliate links; they never change scores or rankings.
What did I miss? If a plan is wrong or out of date, tell me and I'll fix it.
